• AI is after your bank account


    Be careful if you use a voice password for your bank account. Fraud seems to abound with every advance in technology.

    The writer of this article in gHacks was able to use an AI generated audio file to access his bank account. Click here to know more.

    Peace, CAS

    7 users thanked author for this post.
    Viewing 4 reply threads
    • #2537017

      Artificial Intelligence isn’t after your bank account. People are after your bank account. The distinction is important. Artificial Intelligence is a tool, not an initiator. It has been directed to perform a computer action.

      Carpe Diem {with backup and coffee}
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      3 users thanked author for this post.
      • #2537041

        This sounds much like the argument that guns don’t kill, people kill people. But, what do I know?

        Peace, CAS

        3 users thanked author for this post.
        • #2537084

          I think that geekdom’s point was that AI isn’t the agent here, and semantically the thread title makes it sound like it is.

          For example, if someone used a computer to commit fraud, you wouldn’t say that ‘Computers are after your bank account’.

          The trick that the phase ‘guns don’t kill people, people kill people’ uses (not that I’m even remotely saying that you’re trying to trick people!) is related to the fact the the word kill has multiple meanings: it uses kill to mean ‘consciously kill’, and uses the absurdity of the statement to imply that that ‘guns kill people’ must be false, even though ‘guns kill people’ uses the word kill to mean ‘increase the killing of’, not ‘consciously kill’.

          Similarly, the phrase ‘AI is after your bank account’ implies that AI is consciously after your bank account. Something such as ‘AI usage increases fraud’ would instead clear up the ambiguity.

          I hope that this makes sense.

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          • #2537088

            I posted the article because I thought it would be helpful. Instead of a thank you I get a lesson in sophistry. Believe me, I get geekdom’s point.

            I just read  that fake ChatGPT apps are being used to distribute malware and steal credit card information. If you want to read it on gHacks, click here. I wonder how that article will be interpreted.

            Peace, CAS

            • #2537096

              CAS, I assure you that it was not my intention to upset you, so I apologise if I have done so. There appeared to be either a misunderstanding or a difference of opinion, and I was simply attempting to help clear it up and get everyone on the same page to help further discussion, that’s all. You had used a comparison to an expression in your reply, so a semantic exploration along with a suggestion on how to get everyone on the same page seemed appropriate.

              For what it’s worth, I had already thanked you for your original post, although I don’t feel that doing so should be a requirement for being allowed to contribute to the discussion.

            • #2537210

              What you don’t seem to understand is that my post carried the title of a post on Ghacks. I didn’t write it. Martin Brinkman or Ashwin wrote it. Al I attempted to do was share what I thought to be some interesting information.

              If any of you who desire to chastise the author’s on gHacks’ feel free to do so by going to their site  and post your comments. BTW, “thank you” I meant it in a casual manner, as in nice to have this information, not in an actual way, as in checking the thank you feature.

              As far as I’m concerned this whole thing has been a “tempest in a teapot.” I hope this issue is over and done.

              Peace, CAS

              4 users thanked author for this post.
            • #2537238

              I understand that my post could have been taken as criticism of your post rather than the article, and so I apologise once again for upsetting you and for not being clearer. I hope that you can accept my apology and understand that I was just trying to help.

              As you say, a tempest in a teapot.

              3 users thanked author for this post.
            • #2537239

              It’s been since forever in fora for posts to be misconstrued, glad that’s cleared up now 🙂

              Keeping IT Lean, Clean and Mean!
              3 users thanked author for this post.
        • #2537107

          Susan here: We’re not getting into politics. Just a kind reminder to stay on the topic of technology.

          Susan Bradley Patch Lady

    • #2537044

      This sounds much like the argument that guns don’t kill, people kill people. But, what do I know?

      Peace, CAS

      This sounds much like the argument that smoking is healthy and we know what happened to tobacco industry ($246 billion settlement).

    • #2537216

      About five years ago one of the big brokerages implored me to enroll in their “convenient” voice recognition system so that I wouldn’t have to enter my password to access my account when calling.  I declined, but at some point found that when I’d call and tell the voice prompt I wanted to speak to a CSR, it would transfer me directly to the CSR instead of asking me to enter my pw.  And the CSR would say something like, “Thank you for using our voice recognition system.”  I just went with it.  But this report is prompting me to request that they remove voice recognition login on my account.  I’m not fearing any imminent breach, and I’d like to see corroborating reports before assuming this is a real risk, but in the meantime why take a chance — especially when voice login isn’t something I really wanted to begin with.

      4 users thanked author for this post.
    • #2537366

      Attached is a screenshot from my Australian Government Pension Account. Every time I open the app, it provides this notification asking for my voiceprint. When I choose later, it kindly tells me “We’ll leave it for now”. The bit about it being more secure than a password or PIN would be laughable if it wasn’t so relentlessly intrusive.


      1 user thanked author for this post.
    • #2537385

      I log into my bank account using iPhone’s FaceID (rarely using PC with user-password).

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