Today I went to the bank to get something out of a lockbox at my bank. To gain access to the box I used …. what I’m going to describe as…. two fac
[See the full post at: Two factor authentication – the old fashioned way]
Susan Bradley Patch Lady
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Today I went to the bank to get something out of a lockbox at my bank. To gain access to the box I used …. what I’m going to describe as…. two fac
[See the full post at: Two factor authentication – the old fashioned way]
Susan Bradley Patch Lady
Durable power of attorney (valid while living), will, and trust may also facilitate matters.
Both those documents, if filed, are indispensable legally. We carried around the Financial and Medical Powers of Attorney for the six years my mother had Alzheimers and couldn’t take care of her business. And the Will certainly made the succession easier and quicker.
But neither of those documents give you ID and password for access to data electronically or help you find where information like IDs, passwords, paper stock certificates, insurance policies, safe deposit box keys, car titles, etc are hidden (or not recorded).
Timely thought …. Going to Safe Deposit Box this a.m. (ea 7-10 days) to rotate a WD Backup Drive. 100 backup drives in your house are 100 Useless Backup drives AFTER a FIRE or similar Uh-Oh occurrence.
W10 Pro 22H2 / Hm-Stdnt Ofce '16 C2R / HP Envy Desk-Ethernet - SSD-HDD/ i5(8th Gen) 12GB / GP=2 + FtrU=Semi-Annual + Feature Defer = 1 + QU=0
More to think about.
Our insurance company just sent us a list of items to take along in the event of an emergency evacuation.
They include:
Better yet, move out of a flood zone, cut down trees that may damage your residence, work with your neighbors to clear brush and other combustibles from the vicinity of your properties, install a generator for use as backup power and move off of a barrier island.
Wavy
No need to move off the planet.
We simply have to live smarter.
Case in point, the Colorado River.
In the late 1980’s I was asked to do some analysis for the Imperial Valley Irrigation District (IID) that serves a portion of southeastern California and is bounded to the south by Mexico and to the east by Arizona.
The IID is the nation’s largest irrigation district and ranks among the top 10 agricultural counties in the United States. Under the terms of the Colorado River Compact, it is entitled to 2.6 million acre-feet (MAF) of Colorado River water annually that is used for power generation, irrigation, and human consumption. In addition, the area was once desert and while I was there it was not unusual for the temperature to exceed 100 degrees.
The water of the Colorado River is used by both the upper basin states including Colorado, New Mexico, Utah and Wyoming and the lower basin states Arizona, California and Nevada, as well as by Mexico.
While I was doing work for the District it became obvious that regional population growth would exceed the ability of the Colorado River to supply water to all takers over the mid to long-term.
Now, forty years later, the river is no longer able to meet the needs of all takers.
The states served by the River simply failed to design for the future.
The simplest way to avoid emergency evacuations is to plan ahead. Nature designed rivers to flood, forests to burn, and the sand that composes barrier islands to be over washed and move.
And no, moving off of the planet is not an option available to us today and an evacuation from a home in outer space may be more difficult than getting in a car and driving a few miles to safety.
I recommend reading Design with Nature by Ian L. McHarg.
Great post, thanks. We have books called “I’m Dead, Now What?” that we started out with, then our pre-planned cremation service provided us with another one that has more details about what we need to note. We’re doing both so that our kids know EXACTLY what to do and what to know about when we’re gone. The latter one also provides for things like my DD-214 so they (the cremation service) can make arrangements with the local National Cemetery for funeral and interment, and other related documents. Seems like a smart idea.
You can actually go one step further and apply to the VA for a “pre-need determination of eligibility” for interment in a National Cemetery. They won’t guarantee the National Cemetery of your choice until the time comes, but on the paperwork you can register your preference so everyone knows what your wishes are. You can do this years in advance while you are still healthy. It may very well save your kids some time and effort down the road. You would want to add the paperwork for this to your important documents for emergencies. (Arlington is of course a totally separate process.)
You can find out more at https://www.va.gov/burials-memorials/pre-need-eligibility/.
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