• Two factor authentication – the old fashioned way

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    Today I went to the bank to get something out of a lockbox at my bank. To gain access to the box I used …. what I’m going to describe as…. two fac
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    Susan Bradley Patch Lady

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    • #2467997

      Durable power of attorney (valid while living), will, and trust may also facilitate matters.

      Carpe Diem {with backup and coffee}
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      • #2468000

        Both those documents, if filed, are indispensable legally. We carried around the Financial and Medical Powers of Attorney for the six years my mother had Alzheimers and couldn’t take care of her business. And the Will certainly made the succession easier and quicker.

        But neither of those documents give you ID and password for access to data electronically or help you find where information like IDs, passwords, paper stock certificates, insurance policies, safe deposit box keys, car titles,  etc are hidden (or not recorded).

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    • #2468017

      Timely thought …. Going to Safe Deposit Box this a.m. (ea 7-10 days) to rotate a WD Backup Drive. 100 backup drives in your house are 100 Useless Backup drives AFTER a FIRE or similar Uh-Oh occurrence.

      W10 Pro 22H2 / Hm-Stdnt Ofce '16 C2R / HP Envy Desk-Ethernet - SSD-HDD/ i5(8th Gen) 12GB / GP=2 + FtrU=Semi-Annual + Feature Defer = 1 + QU=0

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      • #2468052

        When I was network manager at one of my employers, I used to be the one to rotate our backup tapes out to the safe deposit box.  We kept several sets of backups, with copies on site and at the bank.  Great policy.

    • #2468030

      More to think about.

      Our insurance company just sent us a list of items to take along in the event of an emergency evacuation.

      They include:

      • Communication:
        • Cell phone and charger,
        • Laptop computer and charger,
        • Portable or emergency charger (in case you can’t plug in),
        • Battery-powered or hand-crank radio, and
        • Two-way radios.
      • Emergency Supplies:
        • A flashlight,
        • Extra batteries,
        • A complete first-aid kit (the Red Cross recommends a 115-item deluxe kit),
        • A blanket,
        • A supply of cash,
        • A notebook and pen,
        • A map or road atlas,
        • Extra keys for your car and house,
        • Extra batteries for car key fob, and
        • An all-purpose tool.
      • Important Documents and Phone Numbers:
        • Driver’s licenses,
        • Passports,
        • Car registration,
        • Proof of address (such as a utility bill in your name),
        • Deed to home (if you own) or lease (if you rent),
        • Health insurance cards for the family,
        • Birth certificates for children,
        • Important phone numbers in case your phone isn’t working (family member/emergency contact, landlord, family doctor, pharmacist, pediatrician, veterinarian and insurance agent),
        • Insurance documents (auto policy, home policy or renter’s policy, etc.), and
        • Veterinary records for your pet (showing current vaccinations, city license etc.)
      • Food and Water:
        • A three-day supply of water (one gallon per person per day),
        • A three-day supply of non-perishable, easy-to-prepare food,
        • A can opener
      • Change of Clothes:
        • At least three changes of clothes for each person,
        • Extra undergarments and socks,
        • Spare pair of shoes for each person,
        • Personal Care Items
      • Personal hygiene items:
        • Toothbrush, toothpaste and dental floss,
        • Shampoo, conditioner and body wash,
        • Dry shampoo,
        • Hand sanitizer,
        • Personal wipes (in case you can’t access a shower),
        • Tissues,
        • Lotion,
        • Lip balm,
        • Deodorant,
        • Menstrual products,
        • Toilet paper,
        • Paper towels,
        • Face masks (N95, KN95 or surgical masks),and
        • Vitamin supplements
      • Medications and Vision Care:
        • A one-week supply of prescription medication (blood pressure medicine, etc.),
        • Any medical devices you need (hearing aids with extra batteries, walker, etc.),
        • Contact lenses, lens case and multipurpose solution,
        • Glasses (take a backup pair even if you wear contacts),
        • Reading glasses (take a spare pair if possible).
      • Baby or Child Necessities:
        • Baby food /formula,
        • Baby wipes,
        • Baby equipment you use (carrier, etc.),
        • Bibs,
        • Burp rags,
        • Cups,
        • Diapers,
        • Camp stove (if you need to boil water for sanitizing),
        • Extra blankets,
        • Extra water and soap for hand washing,
        • Nursing pads,
        • Pacifiers,
        • Snacks for toddlers or children,
        • Teething gel,
        • Thermos for formula,
        • Items to keep kids busy (coloring book and crayons, picture books, etc.)
      • Pet Supplies:
        • A three-day supply of non-perishable pet food (dry, canned etc.)
        • Blankets or towels,
        • A three-day supply of water for each pet,
        • Food and water bowls,
        • Collar, harness and leash,
        • Pet bed,
        • Pet crate or carrier,
        • Pet chews and training treats,
        • Medications (flea medicine, heartworm medicine, etc.),
        • Vet records (vaccinations, rabies tag etc.),
        • Pet wipes,
        • Toys and chew toys,
        • Poop bags for dogs,
        • Litter box and litter for cats.
      • A limited number of portable Sentimental Items.

      Better yet, move out of a flood zone, cut down trees that may damage your residence, work with your neighbors to clear brush and other combustibles from the vicinity of your properties, install a generator for use as backup power and move off of a barrier island.


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      • #2468058

        One more, very important, thing to thing to take along in the event of an emergency evacuation.

        Your computer backups that are stored on external drives.

      • #2468291

        They left out move off planet!


        Just because you don't know where you are going doesn't mean any road will get you there.
        • #2468545


          No need to move off the planet.

          We simply have to live smarter.

          Case in point, the Colorado River.

          In the late 1980’s I was asked to do some analysis for the Imperial Valley Irrigation District (IID) that serves a portion of southeastern California and is bounded to the south by Mexico and to the east by Arizona.

          The IID is the nation’s largest irrigation district and ranks among the top 10 agricultural counties in the United States.  Under the terms of the Colorado River Compact, it is entitled to 2.6 million acre-feet (MAF) of Colorado River water annually that is used for power generation, irrigation, and human consumption.  In addition, the area was once desert and while I was there it was not unusual for the temperature to exceed 100 degrees.

          The water of the Colorado River is used by both the upper basin states including Colorado, New Mexico, Utah and Wyoming and the lower basin states Arizona, California and Nevada, as well as by Mexico.

          While I was doing work for the District it became obvious that regional population growth would exceed the ability of the Colorado River to supply water to all takers over the mid to long-term.

          Now, forty years later, the river is no longer able to meet the needs of all takers.

          The states served by the River simply failed to design for the future.

          The simplest way to avoid emergency evacuations is to plan ahead. Nature designed rivers to flood, forests to burn, and the sand that composes barrier islands to be over washed and move.

          And no, moving off of the planet is not an option available to us today and an evacuation from a home in outer space may be more difficult than getting in a car and driving a few miles to safety.

          I recommend reading Design with Nature by Ian L. McHarg.

    • #2468051

      Great post, thanks.  We have books called “I’m Dead, Now What?” that we started out with, then our pre-planned cremation service provided us with another one that has more details about what we need to note.  We’re doing both so that our kids know EXACTLY what to do and what to know about when we’re gone.  The latter one also provides for things like my DD-214 so they (the cremation service) can make arrangements with the local National Cemetery for funeral and interment, and other related documents.  Seems like a smart idea.

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      • #2468118

        You can actually go one step further and apply to the VA for a “pre-need determination of eligibility” for interment in a National Cemetery. They won’t guarantee the National Cemetery of your choice until the time comes, but on the paperwork you can register your preference so everyone knows what your wishes are. You can do this years in advance while you are still healthy. It may very well save your kids some time and effort down the road. You would want to add the paperwork for this to your important documents for emergencies. (Arlington is of course a totally separate process.)

        You can find out more at https://www.va.gov/burials-memorials/pre-need-eligibility/.

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    • #2468099

      My mother had a “Document Locator”, which was invaluable to us in settling her estate. Examples can be found by Googling that term.


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