Hi Don,
I have used the Windows Files and Settings Transfer Wizards many times to bring back a users (or all users) documents and settings on a brand new image of Windows.
You just run the wizard and select ‘This is my old computer’, and then store the files on a removabel flash drive (or other volume etc). I think you can ask the wizard to back up all users directorys and settings.
Then, once the new install of XP is there, run the wizard again, of course choosing ‘This is my new computer’, and point the wizard to the removable flash drive and the directory where the settings were saved to.
Should be as easy as that.
this only takes care of users documents and settings, NOT programs etc.